Michigan State University Platinum Credit Card Review
Verdict: The Platinum credit cards offered by MSUFCU have a few big advantages for cardholders. The credit limit is very generous and may be as high as $50,000 for those who qualify. There are also no hidden fees and a range of shopping and travel benefits. Still, these credit cards fall short with relatively high interest rates up to 17.9%. There is also a penalty APR that may be applied indefinitely and the rewards version of the card only earns 0.5% cash back on purchases, which is very easy to beat. Overall, this credit card is only recommended to members who do not carry a balance at all, always make on-time payments and don’t expect to earn rewards for purchases but simply want a free to carry card for large purchases.
Overview: Michigan State University Federal Credit Union (MSUFCU) offers two Platinum Visa cards to members. B