MasterCard Worldwide introduced its ‘Eat, Drink and Be Generous’ campaign dedicated to making every penny count in the fight against cancer to raise funds for research supported by the Stand Up To Cancer charitable initiative. Every time you use your MasterCard when dining out from now through September 1st, MasterCard will make a penny donation on each transaction, up to $4 million total, to SU2C. Qualifying purchases include a cup of coffee or a quick meal to ordering take out and fine dining. The program works to accelerate the pace of groundbreaking collaborative research in order to bring new cancer treatments to patients quickly and save lives, for which online and in-restaurant materials, web banner ads, statement inserts and ATM messaging through MasterCard bank partners will help raise awareness and promote! So make a difference and help fight cancer today!
Secure Application CREDITSHOUT RATING: Excellent Verdict: The Chase Freedom® Visa – $200 Bonus Cash Back has one of the best rewards program in the business. What I like about this card is that you can redeem your points for either cash back or rewards.
Chase is also currently offering a competitive 5% cash back on categories that rotate through out the year which is competitive with similar cards offered by American Express and Discover. However for all other purchases Chase is offering 1% cash back with no tiers or caps, which is superior to the Discover More card where you need to spend $3,000 to get 1% back on all other purchases.
Chase Freedom Rewards Program
Recently the Chase Freedom® Visa – $200 Bonus Cash Back has been receiving a lot of attention. Ever since this card replaced the Chase Plus Rewards card it has been a huge hit. Generally speaking, it is one of the best consumer cash rebate cards available. Altho
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According to a recent news article published on June 20, 2011 in the New York Times and written by Tara Parker Hope, FICO has developed a credit like rating system for determining whether or not you are most likely to take your prescription drugs. Is FICO going too far?
FICO is the company which many of the credit bureaus use to determine your credit score. Tara Parker Hope wrote this about the new prescription drug score in her article, “The FICO medication score is based on publicly available data, like home ownership and job status, and does not rely on a patient’s medical history or financial information to predict whether he or she will take medication as directed. So, like a credit rating, it can be compiled without a person’s knowledge or permission.”
Hope writes on, “FICO officials say insurance companies and other health care groups will use the score to identify those patients who could benefit the most from follow-up phone calls, letters and e-mails to encourage proper use of medication. By the en
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When you wish to obtain the so-called free credit report, you must be doubly cautious. There are many who have burnt a hole in their pockets as they had inadvertently signed up for a paid program.
A 23-year-old female sales associate from Northern Virginia wanted to run a check on her credit report and she signed up for a free credit report. She was also one of the many people who knew that she was well within her rights to obtain a free credit report once a year from any of the three major credit bureaus. Since, she assumed that all these bureaus were trustworthy; she went and signed up for a report from Equifax. However, instead of obtaining a free credit report, she had mistakenly signed up for a program which cost $16.95 per month.
Unfortunately, she is not the only one who has committed this costly mistake. She had accidentally signed up for an Equifax account and this was not what she had wanted. This mistake was only noticed after she got the report.
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Is the economy recovering or are we headed for a double dip recession? Most experts say the recession is over but really cant give substantive reasons for the slow recovery. Most economists attribute the slow recovery to the current housing crisis.
Many experts speculate the mortgage companies and banks have put foreclosures on the back burner until the controversy of robo-signing has been settled. In addition, courts are backed up with foreclosures, and many experts estimate it may take at least ten years for the housing market to recover.
According to LPS Applied Analytics, 4.2 million mortgage borrowers are currently either delinquent or have had their cases referred to lawyers to pursue foreclosure auctions. Two-thirds of those have made no payments for at least a year, and nearly one-third have not made a mortgage payment in more than two years.
It takes an average of 565 days to foreclose on borrowers in default from their first missed payments to the final auction.
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Your debt problems can be solved in a number of ways, one of the method being declaring bankruptcy. This method is only used when a person or company finds itself in the situation of not being able to pay their financial obligations. People can end up in the impossibility to pay off their debts from a variety of causes, such as ignoring their current debts that have accumulated, a considerable reduction in the budget or income or an unusual high expense. Although some of these cases can be solved with a debt consolidation account, not all debts can be paid off like this and that is when you declare bankruptcy.
The biggest advantage of declaring bankruptcy is the fact that you will get complete relieve from your creditors. However, if you decide to take this step you should know that this is going to stay on your financial record for at least ten years and you will not be able to get loans easily. Read more…